Open Enrollment is normally November 1-January 15 each year. But if you have a qualified life change event, like losing your current medical coverage, or moving to Colorado, you have a special enrollment of 60 days to purchase a plan.
Advanced Premium Tax Credit (APTC)
At the moment, you may still qualify for tax credits that will reduce your monthly premium payment.
Cost Share Reduction (CSR)
Depending upon your income you may qualify for a cost share reduction that will make your deductible, copays and maximum out of pocket amount lower.